Abstract: This paper examines two different yet related questions related to explainable AI (XAI)practices. Machinelearning(ML)isincreasinglyimportantinfinancialser- vices,suchaspre-approval,creditunderwriting,investments,andvariousfront-end andback-endactivities.MachineLearningcanautomaticallydetectnon-linearities and interactions in training data,facilitating faster and more accurate […]