ABSTRACT: Cash management practices play an important role in improving the financial performance of the micro-enterprises. This study explores the relationship between cash management practices and the financial performance of 163 micro-enterprises in Baco, Oriental Mindoro. The study delves into the cash management practices applied by micro-enterprise owners to their enterprises, especially budgeting and managing cash flow which if properly practiced will result in the success of financial performance. The study identifies budgeting, cash flow management, sales growth, profitability, and liquidity as key indicators. The findings indicate that while microenterprises moderately practice cash management, gaps still exist in sticking to budget, monitoring cash flow, and planning finance. This also reveals that cash management practices have a strong positive correlation with improved financial performance. Owners who practice cash management are more likely to experience sales growth, increased profitability, and better liquidity. Gaps put this study to recommend financial literacy programs to enhance budgeting and cash flow management skills, emphasizing disciplined financial practices and updated cash flow records. Furthermore, tools and training should be provided to encourage and support microenterprises in achieving consistent financial performance growth and stability. 

KEYWORDS – cash management practices, financial performance, micro-enterprises