ABSTRACT :People’s decisions and financial management vary; these are affected by different factors such as socio-demographic, economic, and psychological. Young adults, an essential group of people who will be future leaders, can make significant contributions to the development process. It influences the country’s inclusive growth in the long run; therefore, it is necessary to know and understand the factors affecting young professionals’ saving and investment behavior. This study used chi-square and regression analysis tools to analyze the data gathered. The findings indicate that age, gender, and educational attainment, as socio-demographic factors, affect young professionals’ savings and investment behavior. While economic factors such as income level only influence the saving behavior of young professionals. The findings further reveal that financial literacy influences young professionals’ saving and investment behavior. However, this does not affect saving and investment behavior on peer influence. As a result, young professionals behave differently regarding investing and saving. Saving and investment improve a person’s quality of life and standard of living. Thus, young professionals should consider establishing savings and making investments not to worry about their finances.

KEYWORDS-Economic, Investment and Savings Behavior, Psychological, Socio-demographic, Young Professionals