ABSTRACT : In today’s digital age, leadership has evolved to become more complex and challenging. Digital leadership refers to the ability of leaders to effectively manage and leverage digital technologies to drive organizational success. Strengthening digital culture is also one of the elements that is considered by this organization in digital transformation agenda. which is now taking place from traditional banking to a champion of financial inclusion. The company’s culture has an impact on how well its personnel have readiness in industry 4.0. Human capital readiness in industry 4.0 era can be raised through good implementation of digital leadership and digital culture. SPSS was used to process the quantitative research approach and enriched by discussion to organization’s counterparts in this study. The findings indicate a strong relationship between human capital readiness in industry 4.0 with digital leadership and digital culture. The indicator of Hard Skill & Soft Skill stated in the not ready category. It shows how strategic management’ readiness for their capacity to adapt to changes made in their organizational environment. It is crucial to increase this dimension. In the analysis, found that the Readiness of Human Capital on the Hard Skill & Soft Skill can be influenced by other components with the lowest average. Despite digital leadership & digital culture scores in a very good result, there are some indicators that put the significant-below averaged score. The indicator is digital supportive behavior from digital leadership variable, and also digital innovative culture & open culture from digital culture variable. It was also confirmed by FGD with management that those factors put some influence on human capital readiness in industry 4.0.

KEYWORDS – Digital Culture, Digital Leadership, Leadership, Human Capital Development Human Capital Readiness.